Now live on Google Play

Know your financial health. Improve your financial future.

Track income, expenses, debt, and savings in one place, and get a single 0-100 Financial Health Score that shows you exactly where you stand, with an AI Financial Coach to tell you what to do next.

Free to download 0-100 Health Score AI Financial Coach
What you can do

Everything your money needs, in one place

No spreadsheets, no scattered notes. Track your income, expenses, debts, and savings together, and let the app do the math.

Income & expense tracking

See your financial summary by month, year, or any custom range — always know what came in and what went out.

Debt & budgets

Track debt payments and your Debt-to-Income ratio, and set monthly budgets by category so you never overspend.

Savings & goals

Split savings into Emergency Fund, General Savings, and Goal Savings, and track progress toward every target.

Financial Health Score

One 0-100 number built from your savings, emergency fund and debt, with a full breakdown of what moves it.

AI Financial CoachNew

Ask questions about your own numbers and get a clear next step for spending, savings and goals.

Summaries for any period

Switch between this month, this year, or a custom range to see how your habits change over time.

83/ 100
Excellent
0-30Critical
31-50Poor
51-65Fair
66-80Good
81-100Excellent
The Financial Health Score

One number. Your whole financial picture.

Your score is worked out from three things that matter most for financial security:

  • 1

    Savings rate

    How much of your income you're actually keeping — the foundation of long-term financial security.

  • 2

    Emergency fund coverage

    Whether you could handle a surprise expense without going into debt.

  • 3

    Debt load

    How much of your income is already committed to paying off debt.

AI Financial Coach

Your numbers, explained in plain words

The Coach reads your own income, spending, debt and savings, then answers your questions and suggests your next step.

What should I do next?Get the one step that helps your finances most right now.
Explain my scoreSee what is pulling your score up or down, and why.
Spending & Savings CoachFind where your money goes and how to keep more of it.
Goal CoachPlan how to reach your savings goals sooner.
How it works

Start in three simple steps

1

Download the app

Get Financial Health free from Google Play.

2

Add your money

Enter your income, expenses, debts and savings.

3

See your score

Get your 0-100 score and ask the Coach what to do next.

Get started

Start turning good habits into a visible score.

Financial Health is free to download and now live on Google Play.

Get it on Google Play